Schmidt-Andrus Agency Inc.

Insurance Company, Car Insurance Company and Homeowners Insurance

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Commercial Insurance

No matter the business you run, the time and money you put into it is a considerable investment. You want things to run smoothly, but you also know that the unexpected can happen, and many potential events can put your business at risk. At Schmidt-Andrus Agency Inc., we’re in the business of offering protection against such threats. We offer comprehensive and flexible commercial insurance plans to protect your investment. Let our experienced professionals find the right plan for you. Call us now at (952) 474-5435 to inquire.

Obligation-Free Commercial Insurance Consultations

Our consultation service is obligation-free, which means we won’t pressure you to accept any plan or policy. We want you to know that understanding the full scope of your coverage options is only ever a phone call away. 


Contact us today to find out how we can be your partners in your business’ success.

Our Commercial Business Insurance Claims Process

We always encourage you to file your claim as soon as possible. We also recommend timely filing if another person claims injury or damage due to your actions or negligence. Your assigned representative can provide accurate information about your specific situation. Our claims process is simple and straightforward. Should you need assistance, our claim specialists are available to provide you with all the help you need, just give us a call.

Comprehensive Insurance for Business Owners

Every business is different. And we’re dedicated to getting to know yours. We’ll take the time to understand the specific risk factors you may face. Then, our knowledgeable professionals will recommend the right business insurance policy for you.


We offer all the following.

Commercial Liability Insurance

Basic Protection

We recommend this broad-based policy as the primary protection for businesses. It covers general business liability risks. Even a small accident can result in serious financial risks for any business. Commercial liability insurance offers protection against potential liability claims.

Other Business Insurance Options

Business Interruption Insurance

We can all imagine sudden events such as disasters and losses that can shut a business down. Such events can force permanent closures. Helping to cover business income loss, this type of insurance allows you a much better chance of recovery.

Product Liability Insurance

Does your business make or sell products either in a store or online? If so, this type of insurance covers you against losses that may occur as part of your business activities.

Cyber Risk and Data Breach Coverage

These recent threats have become all too common. Data breaches and cyber threats can have serious consequences for businesses. This insurance offers protection against these invasive threats.

Professional Liability Insurance

Lawsuits can be expensive and can threaten your reputation. This is especially relevant for businesses that provide professional, creative, or digital services. This insurance helps deal with potential lawsuits.

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Affordable Business Insurance Company

Since we have extensive experience with business owners, we understand the importance of providing optimum value for the premiums you pay. Our insurance policies and plans aim to deliver maximum benefit for business owners. You can rely on our expertise to formulate an affordable plan tailored to your specific business needs.

Top-rated Commercial Insurance Brokerage

Whether you run a restaurant, a shop, or a digital service, protecting your company and its assets is crucial. Lucky for you, Schmidt-Andrus Agency Inc. has you covered with comprehensive commercial insurance packages. Call us now to learn more.

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