Motorcycle Insurance in Excelsior
As a motorcyclist, you are aware of the risks that come along with the freedom of being out on the open road, so you also know how essential it is to invest in proper coverage. To protect yourself and your bike, you need reliable insurance.
At Schmidt-Andrus Agency Inc., we offer a diverse range of motorbike insurance options at competitive rates.
Get in touch with us now at (952) 474-5435 to discover your full range of options.Book An Appointment
Discover the Best Motorcycle Insurance
Book a Consultation
For years, our team of specialists has been helping bikers find the coverage they need. When you get in touch with us, we will set you up with a consultation.
During the meeting, we will discuss the value of your bike, how often you use it, where it’s stored, and the risks associated with these aspects. From there, we can recommend the appropriate insurance for you.
General Motorcycle Insurance Packages
There are several types of motorcycle insurance packages on the market, offering different levels of protection. The most common forms of coverage are liability, collision, and comprehensive. There are also add-ons available if you wish to customize your insurance package. Here is an overview of the primary insurance packages.
Liability insurance covers you if you are involved in an accident that injures someone else or damages another person’s property. All motorcyclists are required by law to have third-party liability insurance.
Collision or upset insurance covers your motorbike if it is damaged in an accident or collision. While the law does not require collision insurance if you own your bike, motorcyclists that lease or finance their bikes must carry this coverage.
Comprehensive insurance protects your motorbike against loss or damage that’s not caused by a collision. This includes fire, theft, vandalism, and more.
Again, comprehensive coverage is not required if you own your bike, but those who lease or finance their motorcycle must carry this insurance. We also recommend comprehensive insurance if your bike is highly valuable.
Making a Motorcycle Insurance Claim
Regardless of whether you are claiming an accident, theft, or vandalism, our claims process is always simple and straightforward. It’s essential to document what has happened in detail when possible. The more information we have about the incident, the better.
Always remember to contact the authorities when necessary before getting in touch with your insurance representative.
If you have questions regarding the claims process or anything regarding motorbike insurance, don’t hesitate to give us a call.
Call Us for Affordable Motorcycle Insurance in Excelsior
Over the years, Schmidt-Andrus Agency Inc. is proud to have become one of Excelsior’s most trusted motorcycle insurance companies.
Riding a motorbike comes with a series of risks, but our mission is to ensure that bikers can enjoy peace of mind, knowing that their assets are covered.
To find affordable and reliable coverage against damage, theft, and vandalism, get in touch with our team of experts and set up a consultation today. We look forward to working with you!