Business Liability Insurance in Excelsior
As a business owner, you’ve spent countless amounts of time and money investing in your business. Even though you do your best to ensure that things run smoothly, some accidents are unavoidable. Companies of all sizes face risks to their success. Something that might seem like a minor incident can cause significant problems if it involves injury or property damage and could lead to a lawsuit.
Businesses need to invest in liability insurance to protect themselves against risks. That’s where Schmidt-Andrus Agency Inc. comes in. We’ll get you set up with the best commercial liability insurance around.
Get in touch with our experts today to book a consultation and discover your options. Call us now at (952) 474-5435.Call Now!
Protect Your Business with Liability Insurance
Regardless of your industry, it is essential to protect your business assets. Liability insurance offers your business protection in the case that others make claims against you regarding bodily injuries or property damage. Depending on the policy, your insurance may provide coverage for medical and legal expenses.
Finding the Right Liability Insurance with Schmidt-Andrus Agency Inc.
The amount of liability insurance needed will depend on several factors, including:
- Business size
- Degree of public interaction
- Potential business operation risks
Most companies with employees are required to have employers’ liability. If your business engages with the public, you should also have minor liability insurance. All policies provide coverage up to a set limit. In deciding how much coverage you need, it’s best to seek advice from an experienced professional. Be sure to contact us, we have all the information you need to make the right decision regarding your insurance policy.
The Cost of Business Liability Insurance
The cost of your liability insurance will depend on the coverage you need. Our plans are flexible, and we can tailor them to meet the unique needs of any business.
Talk to one of our insurance professionals about the best options available to you.
Expert Advice on Commercial Insurance
We believe that our consultations are the key to finding the right coverage. Schmidt-Andrus Agency Inc.’s experts will take the time to understand your business and the risks associated with the work you do. From there, we will be able to make appropriate recommendations.
If your business is in a higher risk range, we can recommend measures such as umbrella insurance to provide coverage beyond your base insurance limits. Contact us to schedule your consultation today. Let’s get started!
Making a Business Liability Insurance Claim
If someone makes a claim against you, your first step should be to contact us, your insurance provider. We’ll assist you in moving the claims process forward efficiently. You should also review the details of your policy and keep detailed notes and records of all communications.
If you do face a lawsuit, you will have the opportunity to respond to the claim, dismiss it, or settle it in court. Remember, you can always rely on your insurance agent to provide clarification and advice.
The Best Commercial Liability Insurance in Excelsior
When it comes to finding the right commercial general liability insurance, it’s best to recruit the help of a trusted team of experts.
Schmidt-Andrus Agency Inc. has been assisting businesses with insurance for years. We have a keen understanding of the market and will find you the very best rates for your unique circumstances.
Call us now to set up a preliminary consultation.