Boat Insurance in Excelsior
If you’re a boat owner, you’ve made a significant investment in a pleasurable lifestyle. It’s an investment you’ll want to protect.
If there is an accident involving your boat, the result can be financially ruinous. Damage to your boat, damage to the property of others, and physical injury, all carry a hefty price tag. Hence, boat owners must have adequate insurance to cover unexpected losses.
Our insurance brokers will be able to advise you on the correct amount of coverage to protect your assets. Get in touch with the experts at Schmidt-Andrus Agency Inc. to discover the best rates on boat insurance in the area. Call us now at (952) 474-5435.Call Now!
The Key to Getting the Best Boat Insurance
Book a Consultation
Schmidt-Andrus Agency Inc.’s specialists have been assisting boat owners with choosing the very best coverage for years. During the initial consultation, we will walk you through the various available options and help you find the right insurance to protect your investment.
Schedule a no-obligation consultation today by giving us a call.
Finding the Right Watercraft Insurance with Schmidt-Andrus Agency Inc.
You might be wondering how much insurance you need. The answer depends on several factors of your boat, including:
- Transportation needs
- Storage needs
- And more
Getting the right amount of insurance is very important. Over-insuring your boat will leave you paying higher premiums than necessary. Under-insuring, in the event of an incident, will leave paying for the full cost of damage, theft, or property loss out of pocket.
You can trust our brokers to guide you through the available options, finding you a plan where you are not overpaying and still receiving the necessary coverage.
Boat Owner’s Insurance: Making a Claim
Our insurance professionals agree that one of the best ways to keep your premiums down is to try to remain claims-free. Practicing safety on the water and securely storing your boat can reduce the likelihood of claims. Still, if you do have to make a claim, we make the process as smooth and simple as can be.
The first step in making a boat insurance claim is to document the damage or loss. From there, you need to contact us, and we’ll handle the rest.
Any insurance claim you make will lead to a premium increase. If you’re claiming repairs, you should consider the cost and get reliable estimates. If the loss is more than your deductible, ask our brokers what the effect of a claim might be on your premium.
Trust Us for Boat Insurance Coverage in Excelsior
There are many factors to consider when it comes to finding the right protection for your boat. It’s essential to trust the advice of an expert to get the very best insurance and the most bang for your buck.
Our specialists have been working with boat owners in the Excelsior area for years. We are trusted insurance brokers offering valuable guidance and support as you consider your options.
Book a consultation and get on board with one of the area’s best boat insurance brokerage today. Call us now!