Boat Insurance in Chanhassen
Schmidt-Andrus Agency Inc. is Chanhassen’s top choice for boat insurance. We provide comprehensive coverage that lets you protect your watercraft without going over budget. Shopping some of the most competitive deals on the market, our team gives you a vast array of insurance options so that you can find something right for you. Stay safe on the water—and in your finances—and get in touch with us today.
To book a consultation, give us a call at (952) 474-5435 now.Get A Quote
Schmidt-Andrus Agency Inc.: Comprehensive Boat Insurance Coverage
Rely on your Schmidt-Andrus Agency Inc. broker to help you find the right coverage for you. We’ll make sure that you’re adequately covered without overpaying.
The type of watercraft insurance you require depends on several factors, including:
- The type and size of boat you have
- The value of the boat
- How the boat is transported
- How the boat is stored
It’s essential to insure your boat for the right amount. If you over-insure your watercraft, your premiums will be higher than they need to be. On the other hand, under-insuring means that if a loss occurs, you could be left covering the cost of damage, theft, or loss of property out of pocket. Our team can help you find a suitable package so that you can have the right coverage at the right price.
Choosing the Best Boat Insurance
Low Deductible, Low Premium—The Choice Is Yours
The total cost of your boat insurance is a combination of the premium and a deductible rate you agree to spend before any insurance will be paid out. Some owners choose a higher deductible to keep their premiums lower. Others may choose a low deductible but higher premiums. Whatever the case, the choice is yours to make. We’ll help you navigate different insurance packages so that you can find something that fits your wants and budget.
In determining your deductible, you need to identify your level of acceptable risk. If damage occurs, a higher deductible means you will have to cover more of the loss yourself. Our team of brokers is here to help you weigh your options and compare the advantages of low-premium versus low-deductible plans. Book a consultation with us, and we’ll be happy to help you narrow down your choices.
Speedy Boat Insurance Claims
Your first step in making a boat insurance claim is to document the damage and contact your insurance broker. At Schmidt-Andrus Agency Inc., we’re here to guide you through the claims process, giving you all the assistance you need to receive the compensation you deserve.
Our brokers will get an understanding of the nature of the incident and give you expert advice on how to proceed. In some cases, the cost of repairing the boat will be less than the price of making an insurance claim. Our team will help you make the very best choice.
Find the Best Boat Insurance in Minnetonka
Get in Touch Today
When you need boat insurance, we’re the team to meet. We’ve helped countless boat owners get the adequate coverage they need to stay safe, all while helping them save money along the way. Join them.
Contact us to get started today.