Business Liability Insurance
If you’re running your own business, you need all the liability risks of your enterprise covered in the case of an emergency.
At Schmidt-Andrus Agency Inc., that’s what we do: cover your liabilities from front to back. Our liability insurance will protect you when you need it most.
Premium protection. Exceptional service. Affordable rates. Speak with one of our knowledgeable agents today for more information. Reach out to us now at (952) 474-5435.
Schmidt-Andrus Agency Inc.’s Comprehensive Liability Insurance
Commercial liability insurance is the business owner’s first line of defense against financial losses in the case of a third-party claim. Our insurance packages will safeguard you and your business from costly lawsuits, including fees incurred from third party compensation, legal defense fees, and settlement charges.
Our policies cover a variety of different claims, including:
- Bodily injury
- Property damage
- Product liability
- Personal and advertising injury
- Medical expenses
- Cyber protection
- And much more!
Personalized Commercial Insurance Consultations
As a service provider, you face many risks every day. Our team seeks to address them all during our comprehensive consultation process.
When you book an appointment with us, we’ll meticulously go through the details of your business, using our in-depth industry knowledge to identify your liabilities one by one. Some of the factors we’ll use to determine your risks are:
From there, we’ll work collaboratively with you to put together a personalized coverage strategy that will both cover your liabilities and fit your budget. We’ll offer you our candid, professional advice on the policy limits we think are appropriate, and how best to keep your premiums at their lowest.
Rest assured, we’ll walk you through the fine print of your plan so that you fully understand it and are entirely comfortable. Remember, our consultations are 100% obligation-free. Our goal is to give you the information you need to make an educated decision with confidence.
Affordable Commercial General Liability Insurance
We don’t work with just one insurer, which means that we consistently deliver some of the lowest prices on the market. We compare several commercial general liability insurance plans from multiple reputable insurers, selecting only the best-value packages that will suit the needs of our clients.
Commercial General Liability Claims Assistance
At Schmidt-Andrus Agency Inc., you can count on our support whenever you need us. If you need to submit a claim, you can rely on our wholehearted assistance. Our agents have extensive experience in the claims process so that we can walk you through all the essential steps to a satisfactory resolution.
We recognize that dealing with a lawsuit is a trying experience. We do everything in our power to take the stress off your shoulders. Our far-reaching experience and meticulous approach ensure that we don’t overlook any details along the way.
From start to finish, we’ll advocate on your behalf to get the most out of your claim.